Sunday, March 25, 2007

What happened to my Rs 2000

This is regarding A/C Number xxxxyyyyzzzz (Will be told to ICICI Bank if needed)

I was having Rs 15216 in my account

I wanted to withdraw Rs 2000. I went to the ATM Situated in the Tuticorin (thoothukudi) Branch at VE Road

After entering all the details, the machine told me that there is a network error
I tried in the next ATM machine (in the same Booth) and again got the same network error

In the afternoon, I tried to withdraw Rs 2000 from a ATM at Tirunelveli (near Palayamkottai Bus Stand)

In the first attempt, I get the same error and in the next attempt, I was able to get Rs 2000...

But My Account Balance has become RS 11216

That means ICICI has taken my Rs 2000... This is nothing short of High way robbery

To whom should I complain..... I contact the 24 Hour Phone Help Line

I got a reply that "Your Request SR 20664827 is registered on 24-03-2007 and that it will be processed in 7 working days"

This is what My Statement Says

21 SB2776621 16/03/2007 16/03/2007 224306 CITI BANK N.A. Cr 5,618.14 16,216.82
22 SB3383452 17/03/2007 17/03/2007 613914018642 : Autosweep to Dr 5,000.00 11,216.82
23 SB3768876 19/03/2007 19/03/2007 ATM/CASH WDL/20070319163759/0 Dr 1,000.00 10,216.82
24 SB5594977 24/03/2007 24/03/2007 ATM/CASH WDL/20070324084056/0 Dr 2,000.00 8,216.82
25 SB5594977 24/03/2007 24/03/2007 ATM/CASH WDL/20070324084202/0 Dr 2,000.00 6,216.82
26 SB5623806 24/03/2007 24/03/2007 ATM/WDL RVSL/20070324084202/R/613901112994 Cr 2,000.00 8,216.82
27 SB5684388 24/03/2007 24/03/2007 ATM/CASH WDL/20070324144306/0 Dr 2,000.00 6,216.82
28 SB5721134 24/03/2007 24/03/2007 ATM/WDL RVSL/20070324144306/R/613901112994 Cr 2,000.00 8,216.82
29 SB5684388 24/03/2007 24/03/2007 ATM/CASH WDL/20070324144400/0 Dr 2,000.00 6,216.82
30 SB5859033 24/03/2007 24/03/2007 613914018642: Rev Sweep From Cr 5,000.00 11,216.82

Now the most interesting part

ICICI will not include my Rs 2000 while calculating my QAB (Quarterly Average Balance)

That means they are going to go on a ride with my money for "7 working days" Any bank should be shamed to do this

Suppose, if they are going to do this for Rs 20000. Imagine the agony for me

Why should the customer suffer for more than a week for Problem on the part of the bank

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